Michael Idarola

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Is the Number of Homes for Sale Finally Growing?

An important metric in today’s residential real estate market is the number of homes available for sale. The shortage of available housing inventory is the major reason for the double-digit price appreciation we’ve seen in each of the last two years. It’s the reason many would-be purchasers are frustrated with the bidding wars over the homes that …

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20% Down Payments

Is a 20% Down Payment Really Necessary To Purchase a Home?

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. That …

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san francisco home buying

Ready to Buy Your First Home in San Francisco? 5 Key Things to Consider

San Francisco’s housing market is a complicated beast—and one that can be difficult to navigate. That’s why we’re here to help. First, let’s take a look at exactly what you should think about before you bring your first offer to the table. Get your personal finances in order Before you even start looking for a …

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A Guide to Government Loans for First-Time Borrowers

A Guide to Government Loans for First-Time Borrowers

When people think about taking out a loan, including a mortgage for a house, they usually think about speaking to a bank or credit union, sending in a loan application, and waiting to get approved. But, unfortunately, there are some situations where this pathway may not be feasible. For example, some people may not have …

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lowest interest rate

5 Tips For Getting the Best Mortage Interest Rate

Choosing a mortgage is one of the most important decisions you will make in your lifetime. Your home is usually the single largest purchase you’ll ever make and, for many people, their most significant asset.  Finding the right interest rate can save you thousands of dollars over time, so it’s worth some research to find …

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