Michael Idarola

san francisco home buying

Ready to Buy Your First Home in San Francisco? 5 Key Things to Consider

San Francisco’s housing market is a complicated beast—and one that can be difficult to navigate. That’s why we’re here to help. First, let’s take a look at exactly what you should think about before you bring your first offer to the table. Get your personal finances in order Before you even start looking for a …

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A Guide to Government Loans for First-Time Borrowers

A Guide to Government Loans for First-Time Borrowers

When people think about taking out a loan, including a mortgage for a house, they usually think about speaking to a bank or credit union, sending in a loan application, and waiting to get approved. But, unfortunately, there are some situations where this pathway may not be feasible. For example, some people may not have …

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lowest interest rate

5 Tips For Getting the Best Mortage Interest Rate

Choosing a mortgage is one of the most important decisions you will make in your lifetime. Your home is usually the single largest purchase you’ll ever make and, for many people, their most significant asset.  Finding the right interest rate can save you thousands of dollars over time, so it’s worth some research to find …

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5 reasons to refinance

5 Questions To Ask When Refinancing your Mortgage

Refinancing your mortgage can be a smart financial move, especially if interest rates have dropped since you first purchased your home. In many cases, you can lower your monthly payments and reduce your overall debt. Even if they haven’t dropped, refinancing sometimes simply makes more financial sense depending upon your current situation. As you seek to …

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